2024 Capital one venture x reddit

The Venture X combines high-end benefits like travel credits, mileage bonuses and lounge access with a simple earning formula that’s easy to maximize. (Partner offer) TPG Award …. Pages to watch free movies online

App'd for the Capital One Venture X last night, as I missed the 100k CSP offer due to 5/24. Venture X has a strong signup bonus (IMO), despite the very high spend requirement, given its limited-time additional $200 Airbnb credit and the remaining credits essentially paying for the AF after year one. Was nervous due to the triple pull and the ...See if I’m pre-approved. Get pre-approved for a Capital One credit card with no impact on your credit score. Find out if you're pre-approved in as few as 60 seconds.See if I’m pre-approved. Get pre-approved for a Capital One credit card with no impact on your credit score. Find out if you're pre-approved in as few as 60 seconds.Forreal, didn’t include the most relevant information. Several reports of these early $10k CLI for the VX. I just requested, $10K limit increase, now at $30K. Have the card since 03/09/22, current utilization is at 17.5% ($3500/$20K limit) Congratulations!Approved for capital one venture x. Today i got approved for the capital one venture x card with 10k credit limit. I only have a quicksilver with them with a 30k credit limit. I got denied the 1st time i applied for it maybe 2 to 3 years ago. I currently have 700+ credit score on all 3 credit card bureau with 40k+ in credit card debt …My initial thinking is to apply for a Capital One Venture Card ($95/year fee). If I get approved, immediately spend $4,000+ on plane tickets to unlock the 75,000 miles ($750) … Also, if you like your hotel and airline points you don’t get credit if you go through capital one travel. Lastly, tried to book a flight today and the price increased twice while booking, went to the airline directly and the original price was offered. Couldn’t be more disappointed. 1. SunsetSpotting. Nov 12, 2564 BE ... I think it's fair to say the value prop of the card comes down to whether you are willing to lock up some money in the capital one portal in ...The capital letters “H,” “I,” “N,” “O,” “X,” and “Z” have point symmetry. The letters “H,” “I,” “O” and “X” have both point and line symmetry.Reddit, often referred to as the “front page of the internet,” is a powerful platform that can provide marketers with a wealth of opportunities to connect with their target audienc...Insert a step before product changing your Venture: transfer your miles to your new Venture X, THEN downgrade your Venture. I was warned by a representative to do this (I've had Venture for 4.5yrs and was planning to do exactly what you're planning). If I PC'd to a QuickSilver, apparently the miles would vanish.4 reviews. From cardholders in the last year. Apply Now. See details, rates & fees. 6 things you need to know about the Capital One Venture X Rewards Credit Card. …For a Amex Gold card user, the VX and Amex Plat serve different purposes IMO. The VX is a 2x catch-all Visa compliment to the Amex Gold. Most Amex Gold users would be comparing the VX to the Amex Blue Business Plus since they are both 2x catch-all cards. The Amex Plat on the other hand is a coupon-book, lounge, and airfare card.If you’re a fan of live music and entertainment, then you’ve probably heard of Capital FM Live. This popular event has been attracting music lovers from all over the world for year...Nov 20, 2564 BE ... Capital One Venture X delivery time data points ... It looks like some cards are being expedited and others are not. According to the account rep, ...Pairing the X to directly book through the hotel’s website is only going to give you 2x points. From what I have read, you have to use the Capital One Travel portal to get the 10x points. Plus, Capital One doesn’t currently have any hotel groups for it’s transfer partners, only Wyndham group I believe. It seems better than the Amex BCE as a no-AF option since it also covers dining and the cash back can be transferred to Cap One miles to be used with Venture X. I'd use it for grocery and dining, and maybe get the Custom Cash to cover gas. My other two options are 1) to stick with paying $95/year to earn 6% with Amex BCP or 2) to use Citi ... Alternatives to Reddit, Stumbleupon and Digg include sites like Slashdot, Delicious, Tumblr and 4chan, which provide access to user-generated content. These sites all offer their u...Approved for $30K CL. 1/6, 1/12, 1/24 (opened a CFF around 6/30/22). 7 open cards all from other banks, no prior relationship with CapOne. ~820 score, 3% utilization. Pay balances off every month but always after statement closes, so balances show up on credit report. Picked the "sometimes" option for carry a balance.I got Venture X couple weeks ago and have been using it as I use any other card. I have a few big purchases coming up that would help me reach 4k for the SUB. Yesterday there was a post about how Cap one closed that person’s account permanently because they spent $1.5k in first couple weeks. After reading that, I …Oldest credit card account age with you as primary name on the account: 1.3 years. Number of personal credit cards approved for in the past 24 months: 1 Annual income: $200k I am ~1.5 years out of school and have only used the Chase Freedom Unlimited for ~1.3 years, and I have also been an authorized user on another card for ~5 years.Feb 13, 2566 BE ... You should have a 4 card setup: VentureX, SavorOne, CSP, and CFF. For all your purchases, use the card that gives the highest multiplier. This ...The Capital One Venture X has an excellent rewards rate, access to airport lounges and travel credits that can make up for the $395 annual fee.Capital one venture X annual fee refund. Discussion. I noticed the capital one lounges in Denver were pushed back till 2023, a bit frustrating because I go to Denver in the winter and another reason I got the card. I tried calling to ask to waive the annual fee because when I signed up the lounges were supposed to be done in summer 2022.Travel Portal Multipliers are kinda same for both CSR and VentureX. With CSR, effective annual fee is $250 (I hardly use other benefits) but with Venture X, it is -$5. Spending: Travel: $4000+ Annually (Use CSR) Dining: $200-$300 Monthly (Use CSR or CFF/Discover for 5% cycle) Grocery: $100-$200 Monthly (Use Amex Blue Cash or CFF/Discover for 5% ...Sep 8, 2023 · The Capital One Venture X is worth applying for, plain and simple. The card has a $395 annual fee ( Rates & Fees ), but has so much to offer: The Venture X has a solid welcome bonus of 75,000 bonus miles after spending $4,000 within the first three months; I consider this to be one of the best credit card welcome bonuses out there, and value ... Both offer more availability direct. For our needs, we're assigning $150 value to the travel credit, bringing the net annual fee to $145 after the annual bonus. And I think the card is worth the $50 increase over the CSP. But I won't assign $300 value to the credit when I can't get a real $300 value out of it. AMEX Gold is perfect for those who spend a lot on dining and groceries. If you already spend 10$+ monthly on uber, then your break-even point is even lower. Venture X is a good choice for anyone who spends at least $300 a year on travel through their portal. This effectively results in a $0 annual fee.Learn about the benefits and drawbacks of the Capital One Venture X Rewards Credit Card, a premium travel card with a $395 annual fee. See how it compares to other cards and who should apply for it. Venture X losing Priority Pass restaurants. Looks like Capital One is starting to cut benefits on Venture X. Per the official website, no non-lounge experiences will be part of the Venture X program, effective 1/1/23. It will likely be similar to Amex PP. Doesn’t sound optimal to be in two different reward system. Venture X with Savor one is a better combo since you’ve been with Capitol one. You should have a 4 card setup: VentureX, SavorOne, CSP, and CFF. For all your purchases, use the card that gives the highest multiplier. This will maximize your travel points.Citi is generally nicer in terms of CLI. Often just soft-pulls and they can be generous. Capital One is known for being close-fisted with CLIs. The Premier also has a wide group of 3% categories (flights, hotels, groceries, gas, and restaurants). However, the Venture has 2% on everything, and better benefits (extended warranty, rental car ...$395. Regular APR. 19.99% - 29.99% (Variable) Credit Score. Excellent. Pros. Annual fee lower than others in its category. Annual travel credit through Capital … AmEx Gold Card -- Upgrade offer for Platinum with small 20,000 bonus with spend (but would probably go with the Resy offer) AmEx Blue Cash Everday. Amex Blue Business Cash. Capital One QuickSilver (Upgrade offer to Venture X, no upgrade bonus) Barclays Apple Card (Sockdrawer; never use) Apple Card (Used most frequently) Despite the fact that a Capital One phone agent recently denied this to me, it appears to be well-documented that you can transfer your Savor/SavorOne cashback rewards to Venture/Venture X miles using CapOne's browser portal. ... Applying for Capital One Venture X when already having two personal cards with them ... r/Ebay. r/Ebay. The ...Capital One Venture X Approval Odds. Help Needed. Current Cards: Wells Fargo College Cash Back Card: 1900 Limit, opened April 2021. Capital One SavorOne: 5500 Limit, opened December 2021. Wells Fargo Active Cash Back: 4000 Limit, opened July 2022. Authorized User on BofA Travel Rewards card: 30,000 Limit, opened 1997 (parent’s credit card ...Trying to Decide on Sapphire Reserve, Preferred, and/or Capital One Venture X. CREDIT PROFILE. Current credit cards you are the primary account holder of: Capital One Venture One $6,500 limit: 08/2018 Discover IT Cash Back $11,500 limit: 10/2019 Chase Freedom Unlimited $13,700 limit: 01/2021 Basic Credit Union Visa CC: $4,000 limit: 09/2021 ...X I use for the SUB, travel credit plus anniversary points, and my 2x catch all. If your goal is to earn the most points possible to redeem for air travel, go with Gold. It will earn you 7,500 points per month (1.5k*4+1k+.5k), Venture X only 6,000. They have similar sign-up bonuses right now from what I recall.So I just received the 100k mile SUB for the Venture X. Since this card earns 10x for travel booked through the Capital One travel portal (essentially 10% discount), and you can redeem the miles via the Purchaser Eraser for 1 cent per mile if you redeem the statement credit for travel categories, then it seems it is much more worth it to always pay with cash …Venture X cardholders can enjoy unlimited complimentary access, plus complimentary entry for two guests per visit—and special pricing of $45 per visit for additional guests. Venture and Spark Miles cardholders can enjoy two free visits per year, plus special pricing on additional visits at $45 per visit.The Capital One Venture X Rewards Credit Card shook up the premium rewards credit card market when it launched in November 2021, giving legacy cards like The Platinum Card® from American Express and the Chase Sapphire Reserve a run for their money.. While the Venture X's $395 annual fee is still something to consider, it's much … A Cap 1 Venture X card holder can bring up to two guests into a PP lounge. So, for example, if you authorize your spouse to get their own Cap 1 Venture X card, then they can bring up to two guests with them. Theoretically, you can fly to France with two friends the same day your spouse flies to Japan with two friends. All 6 get PP lounge access. App'd for the Capital One Venture X last night, as I missed the 100k CSP offer due to 5/24. Venture X has a strong signup bonus (IMO), despite the very high spend requirement, given its limited-time additional $200 Airbnb credit and the remaining credits essentially paying for the AF after year one. Was nervous due to the triple pull and the ...If you’re a fan of live music and entertainment, then you’ve probably heard of Capital FM Live. This popular event has been attracting music lovers from all over the world for year...If yes, get the VX and use that (insurance, potential statement credit). If no, get the SavorOne first. Definitely savor one. If you have venture card you already have access to the travel partners. I would definitely go with the Venture X. For dinning I like the Freedom Flex or Sapphire. Referral Link: https://capital.one/3Xg1pVo. Introducing the incredible opportunity to become part of the Capital One Venture X credit card family! I've been using this card for a while now, and let me tell you, it has exceeded all my expectations when it comes to fulfilling my travel dreams. If you're in the market for a new travel credit card ... Capital one venture x : r/CreditCards. Has anyone received or requested a credit limit increase for the venture x? 0. 9 comments. Best. Add a Comment. itskarot • 1 yr. ago. I …App'd for the Capital One Venture X last night, as I missed the 100k CSP offer due to 5/24. Venture X has a strong signup bonus (IMO), despite the very high spend requirement, given its limited-time additional $200 Airbnb credit and the remaining credits essentially paying for the AF after year one. Was nervous due to the triple pull and the ...Approved for $30K CL. 1/6, 1/12, 1/24 (opened a CFF around 6/30/22). 7 open cards all from other banks, no prior relationship with CapOne. ~820 score, 3% utilization. Pay balances off every month but always after statement closes, so balances show up on credit report. Picked the "sometimes" option for carry a balance.The Venture X offers a lucrative welcome bonus of 75,000 bonus miles after you spend $4,000 in the first three months of account opening. Meanwhile, the Sapphire …I was told this feature has not made it on the portal I’m guessing because of Hopper and how southwest doesn’t do external bookings. The number to call is (844) 422-6922. This is such a relief because domestically nothing else makes sense especially with the refundable credit as well as the two free checked bags. I noticed that with the annual $300 credit from Venture X, the $395 annual fee equates to sapphire preferred’s fee of $95, or it nearly equates chases if you count sapphire’s $50 annual credit toward hotel’s. I take about 3 international flights yearly. Factoring all of this and the other perks of both cards, which card is more suitable ... I've definitely noticed this too - I recently used the Venture card to book a flight worth $249 and was surprised to receive a $300 credit on my statement! I think this is an overlooked perk of the Venture card and definitely something to keep in mind when looking at travel rewards cards. AccountingKween • 8 mo. ago.I got Venture X couple weeks ago and have been using it as I use any other card. I have a few big purchases coming up that would help me reach 4k for the SUB. Yesterday there was a post about how Cap one closed that person’s account permanently because they spent $1.5k in first couple weeks. After reading that, I … I made an app to maximize your points & offers on all of your cards called CardPointers, and Apple is featuring it in the App Store with the iOS 17 launch! Interactive widgets, live activities, & more. 139. 61. r/CreditCards. Join. • 2 yr. ago. Capital One Venture X Travel Portal Vs. Hopper app. MembersOnline. •. Prince_Uncharming. ADMIN MOD. Capital One Premium ‘Venture X’ Card is Live. 100k signup, $395 fee, $300 travel credits. Just saw (via DoC) that Capital One's Premium Card went live. $395 Fee 100,000 signup bonus with 10k additional every year. $300 Travel Credit thru Capital One Travel (their new Hopper partnership) 10x ... Chase Sapphire Preferred, September 2021, 8K limit, about 3/4ths of all non-rent spend. Bilt Mastercard, 10K limit, December 2021, spend on rent + extras to hit the points requirement. Citi Double Cash, 4K limit, December 2020, about 1/4 of all non-rent spend. Citi ThankYou Preferred, September 2018, converted from Student card with basically ... Well-known joint ventures include General Motor Co.’s collaboration with automobile companies in Egypt, Uzbekistan, Italy and China; and Hulu, which was formed by three mass media ...For most people would definitely be Venture X. It has more competitive overall earn rates for people that want a minimal set up. Basically the card allows for a more luxury experience with a very easy break even path. Platinum you can get …Nov 5, 2566 BE ... ... reddit research about the instant card availability[see below], which discuss the personal venture X, I applied Today (Saturday) and got ...Mar 1, 2566 BE ... But I keep hearing how on a whole, the Venture X may net a bigger return with all of it's benefits, moreso than AR's $325 dining/travel credit.Insert a step before product changing your Venture: transfer your miles to your new Venture X, THEN downgrade your Venture. I was warned by a representative to do this (I've had Venture for 4.5yrs and was planning to do exactly what you're planning). If I PC'd to a QuickSilver, apparently the miles would vanish.Trying to Decide on Sapphire Reserve, Preferred, and/or Capital One Venture X. CREDIT PROFILE. Current credit cards you are the primary account holder of: Capital One Venture One $6,500 limit: 08/2018 Discover IT Cash Back $11,500 limit: 10/2019 Chase Freedom Unlimited $13,700 limit: 01/2021 Basic Credit Union Visa CC: $4,000 limit: 09/2021 ...The world of cryptocurrency is a vast one, featuring a wide array of coins that you may want to add to your crypto wallet. An ICO is essentially a capital-raising venture designed ...But the Capital One Venture X Rewards Credit Card has an excellent one: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.Forreal, didn’t include the most relevant information. Several reports of these early $10k CLI for the VX. I just requested, $10K limit increase, now at $30K. Have the card since 03/09/22, current utilization is at 17.5% ($3500/$20K limit) Congratulations!Aug 30, 2566 BE ... It is my only Capital One card). I want to upgrade to a Venture X. I completed the pre-approval questions and it says I'm pre-approved for ...Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, opening date) e.g. Amex BCP $8,000 limit, May 2019. e.g. Chase Freedom Flex $10,000 limit, June 2021. FICO Score: e.g. 750. Oldest account age: e.g. 5 years 6 months.I've definitely noticed this too - I recently used the Venture card to book a flight worth $249 and was surprised to receive a $300 credit on my statement! I think this is an overlooked perk of the Venture card and definitely something to keep in mind when looking at travel rewards cards. AccountingKween • 8 mo. ago.The last time I checked with the Venture you could request a CLI every 6 months, so I assume the same with this card. I was surprised as my CLI with the Venture card was only $500 and with the Venture X, it’s $10,000. Huge difference. Hope this helped! Especially for those who they gave lower limits to and wanted a higher credit limit.About 780 scores. 8 credit cards total (0 closed) 2/24. 4 hard inquires in last 4 years (2 mortgage, 2 credit cards) no negative marks. $164k income. Update: I received an email this morning 3/16 saying I was approved with a $30k limit. Sort by: AmEx Gold Card -- Upgrade offer for Platinum with small 20,000 bonus with spend (but would probably go with the Resy offer) AmEx Blue Cash Everday. Amex Blue Business Cash. Capital One QuickSilver (Upgrade offer to Venture X, no upgrade bonus) Barclays Apple Card (Sockdrawer; never use) Apple Card (Used most frequently) Mar 1, 2566 BE ... But I keep hearing how on a whole, the Venture X may net a bigger return with all of it's benefits, moreso than AR's $325 dining/travel credit.Data Point. I just got instantly approved for the Venture X today and wanted to share. Instant approval July 19, 2023 - $10k limit, 25% APRCards: Discover IT - $6.8k limit, 4.5 year old. CapitalOne SavorOne - $5k limit, 8 months old. Credit score.... equifax: 763, transunion: 763, Fico:771.Nov 20, 2564 BE ... Capital One Venture X delivery time data points ... It looks like some cards are being expedited and others are not. According to the account rep, ...Capital One Venture X Rejection. Data Point. Rejected for the Venture X. I was 2/6, 3/12, 4/24 before applying. I have 7 cards total. One previous card with Capital One (Quicksilver), and I have checking/savings accounts with them. Income 200k, employed, didn't answer any of the advance check/carry a balance questions. ~750 FICO.Capital One recently changed on how the $300 annual travel credit in their travel portal is used/applied. If you now book a hotel, rental car of flight the amount is directly deducted from your $300 travel credit instead of being first charged to your Venture X credit card and then receiving a statement credit afterwards.It’s my first time booking hertz car rental through President Circle provided by Venture X. What I noticed was, The ‘Capital One Venture X Cardmember’ CDP is automatically applied when you search for car on hertz. But it doesn’t show the ‘Pay Now’ option. It only shows ‘Pay Later’ option which is usually approx $25-30/day higher.X I use for the SUB, travel credit plus anniversary points, and my 2x catch all. If your goal is to earn the most points possible to redeem for air travel, go with Gold. It will earn you 7,500 points per month (1.5k*4+1k+.5k), Venture X only 6,000. They have similar sign-up bonuses right now from what I recall.Nov 12, 2564 BE ... I think it's fair to say the value prop of the card comes down to whether you are willing to lock up some money in the capital one portal in ... Hi everyone, thanks for the capital one venture x recommendations. I applied online and got approved! The credit limit is $10k. Kinda shocked I got approved tbh. Current Cards. Chase Freedom Unlimited, $2,900, August 2020. Chase Sapphire Preferred, $10,000, May 2021. Chase Freedom Flex, $12,900, October 2021. A Cap 1 Venture X card holder can bring up to two guests into a PP lounge. So, for example, if you authorize your spouse to get their own Cap 1 Venture X card, then they can bring up to two guests with them. Theoretically, you can fly to France with two friends the same day your spouse flies to Japan with two friends. All 6 get PP lounge access. Just a side note- I didn’t receive anything from capital one stating that my referral worked or anything….i think it would have been easier being patient and waiting for the bonus had I received an email just acknowledging that I had referred someone and that my bonus may take a few weeks…as it was, I didn’t know if I would get it or not.Pairing the X to directly book through the hotel’s website is only going to give you 2x points. From what I have read, you have to use the Capital One Travel portal to get the 10x points. Plus, Capital One doesn’t currently have any hotel groups for it’s transfer partners, only Wyndham group I believe.Jan 9, 2567 BE ... In the long run, I think the Capital One duo makes more sense given how easy it is to justify the VX vs the CSR. Upvote 1. Downvote Reply replyVenture X 90K Offer (Still out there but have to use referrals) Discussion. If anyone is still looking for a 90K Venture X offer, it's still not publicly available but it's available if you use someone's referral link. Here's the link from DoctorOfCredit but feel free to search for anyone's referral online - https://www.doctorofcredit.com ...

Priority Pass), and their own Capital One lounges (only a couple right now). Depending on the airports/airlines one uses, the Plat. may have no advantage. Additionally, with the Venture X, authorized user cards are free and include Priority Pass, unlike Amex Plat. which charges $175 for 3 Plat. AUs to get Priority Pass.. Blueland cleaning

The only other alternative I can think of would be the BILT card and the venture x, assuming you pay rent. Getting that 3x back on dinning and rent could be better than paying the annual fee for the gold (credits aside) for 4x back for the dining and groceries provided that the BILT card is $0 af. 3. malllekeaao.It is hard to justify skipping the 75k SUB, though if I was given the option to upgrade to Venture X, I might do it. I recently saw a DP (source below) of someone PCing to Venture X, getting a $300 travel credit, the AF hitting a month later, and then getting another $300 travel credit. If more DPs report the same experience, then PCing is kind ... Capital One Venture X card is a scam - they will charge you a fee and you can’t use your card and points. - DONT Apply for this card!! Below is what happened to me: I'm sharing this because I hope fewer people got tricked by their offer to open the card. Apply credit card using my friend's referral link An annual fee of $395 billed The last time I checked with the Venture you could request a CLI every 6 months, so I assume the same with this card. I was surprised as my CLI with the Venture card was only $500 and with the Venture X, it’s $10,000. Huge difference. Hope this helped! Especially for those who they gave lower limits to and wanted a higher credit limit.New comments cannot be posted and votes cannot be cast. Doubtful due to the bonus. The retention is built in. The card launched a year ago, though, and I’m sure they want their members to keep growing so who knows. It's highly speculated that the Ventura x is acting as a loss leader to rebrand capital one's image.Clickbait, spam, memes, ads/selling/buying, brochures, classifieds, surveys or self-promotion will be removed. Problem: CapitalOne VentureX in Japan. Hi everyone. Just got off frustrating call with CapitalOne and seeking guidance. I’m in Japan on an international iPhone esim card. Tried to make an online purchase of theater tickets.The Venture X is one of the easier annual fee cards to justify because of the travel credit and anniversary points. If you fully value these, then the Venture X is a great option. …I'm currently looking at Capital One Venture X and Chase Sapphire Reserve in part because visa is more widely accepted than something like AMEX, but am not sure which one to go with. They seem to have similar-ish benefits and the difference of $155 could easily be justified for me by better perks (eg. more established lounge network, more ...Alternatives to Reddit, Stumbleupon and Digg include sites like Slashdot, Delicious, Tumblr and 4chan, which provide access to user-generated content. These sites all offer their u...r/CreditCards. MembersOnline. •. noyourememberthemilk. ADMIN. Capital One Venture X adds Plaza Premium Lounge Access. “Thanks to a new partnership between Capital One and Plaza Premium, Capital One is adding access to 100+ additional lounges around the globe for cardmembers. This includes: All Plaza Premium Lounges All Virgin Atlantic ...If yes, get the VX and use that (insurance, potential statement credit). If no, get the SavorOne first. Definitely savor one. If you have venture card you already have access to the travel partners. I would definitely go with the Venture X. For dinning I like the Freedom Flex or Sapphire.With the amount you spend on dining every month, the savor and venture x would be a great combo. The savor will give you either 3 or 4% on dining, which can be transferred to the VX for miles. If you only want one card, then the sapphire might be a better option, just because of your dining spend. I would first look at the transfer partners for ...Mar 21, 2566 BE ... How Capital One Venture X $300 works? · You don't get the credit until after an eligible travel purchase has posted to your account. The credit ... It seems better than the Amex BCE as a no-AF option since it also covers dining and the cash back can be transferred to Cap One miles to be used with Venture X. I'd use it for grocery and dining, and maybe get the Custom Cash to cover gas. My other two options are 1) to stick with paying $95/year to earn 6% with Amex BCP or 2) to use Citi ... $395. Regular APR. 19.99% - 29.99% (Variable) Credit Score. Excellent. Pros. Annual fee lower than others in its category. Annual travel credit through Capital ….

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