The Optum Bank Health Care Flexible Spending Account. [The smart, income tax-free way to pay for eligible health care expenses!] The smart, income tax-free way to pay for eligible health care expenses! [Optum Bank] [Flexible spending accounts (FSAs) are administered by OptumHealth Financial Services and are subject to eligibility and restrictions.Health savings accounts (HSAs) are individual accounts offered or administered through Optum Bank®, Member FDIC, a subsidiary of Optum Financial, Inc., and are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. Optum Financial, Inc.is not a bank or an FDIC insured …Form Instructions: Use this form to designate a beneficiary or beneficiaries to receive your health savings account (HSA) after your death. This designation of beneficiary Form will stay in effect until you submit another valid designation of beneficiary form naming other beneficiaries or canceling all prior designations. Optum Financial is the #1 ranked health accounts administrator with over $17.7B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Financial helps reduce costs while helping people make better health decisions– creating a better health care experience for our customers. Indirect financing occurs when a company borrows money from a financial intermediary, such as a bank, according to Oswego University. The company pays the intermediary interest whi...Please sign in to your account at ibm.optum.com to review your current HRA plan details. For any For any questions about your HRA, please call Optum at 1-866-882-0397. Health savings accounts (HSAs) are individual accounts offered through Optum Bank ®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution.Learn about how to upload a receipt. You’ve recently made an eligible purchase with your Optum Financial payment card. In order to verify your transaction, you may be asked to upload an itemized receipt or an explanation of benefits. It’s easy to do. Just make sure your receipt includes the following: The date of the purchase. The exact ...Phone: Our customer support center is available for assistance from 7 a.m. to 6 p.m. (Central time), Monday through Friday at 1-877-620-6194. Top. Can't find the …Buying a home is a significant financial milestone and a personal achievement that’s definitely worthy of celebration. The path to homeownership looks different for every person, t...The IRS raised HSA contribution limits for 2024. Individuals can now contribute $4,150 and families can contribute $8,300.*. It's a smart, simple way to save on health costs today while helping your money grow for health care spending tomorrow. See new limits. Health savings accounts (HSAs) are individual accounts offered through Optum Bank ®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. At Optum Financial, we’re entirely dedicated to improving people’s well-being, and we're passionate about the relationship between health and finances. Because when we understand the relationship between finance and health, we can all reach our full potential. Optum Financial is the leader in health accounts and payment solutions. We help people live healthier lives. We’re a team of more than 300,000 people around the world helping to make health care work better for everyone. Learn more and join us. About Optum. We have programs, fellowships and hiring events for transitioning active-duty service members. Explore opportunities. Our vision for health care starts with you. Optum Financial. Optum Financial is setting a new standard for how care is financed and paid for. See financial services. O4 Simple Cards. Additional support. O4 Simple Card - Row. O4 Simple Card Optum Pay customer support. Phone: 1-877-620-6194 Hours: Monday–Friday, 7 a.m.–6 p.m. CT.Health savings accounts (HSAs) and Medicare Advantage Medical Savings Accounts (MSAs) are individual accounts offered or administered through Optum Bank ®, Member FDIC, a subsidiary of Optum Financial, Inc. Optum Financial, Inc. is not a bank or an FDIC insured institution.HSAs are subject to eligibility requirements and restrictions on deposits …Managing your finances can be a daunting task. With the right tools, however, it doesn’t have to be. Free checkbook register software can help you keep track of your spending and m...Contact financial phone support. If you want to talk to someone, call us 24/7. Call 1-866-234-8913.Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution.Dhivya Suryadevara. Chief Executive Officer, Optum Financial Services. Dhivya Suryadevara was named CEO of Optum Financial Services in February 2024. An HSA is designed to work with a qualifying high-deductible health plan (HDHP). The money goes in tax-free, grows income tax-free and comes out income tax-free when you use it for qualified medical expenses. You can carry over unused funds from year to year and the account is yours to keep even if you change jobs, change health plans or retire. Optum Financial offers various account types to help you save on health care expenses, such as HSAs, FSAs, HRAs and commuter benefits. You can also use …Welcome members! Optum Financial is advancing the way people save, spend, pay and invest for health care. Please click below to access your account.Optum Health Financial is a website that offers various health and financial services, such as COBRA, retiree and direct billing, and state continuation. You can log ...Start your journey with Optum Network. We’re eager and ready to help you make value-based care work for you and your patients. It’s time you had an organization built around service to you. Start here. Optum Care Network makes it easier to succeed with value-based care, deliver great patient care and achieve better financial outcomes. We connect health and finances for better health outcomes. Optum Financial will continue to be a leader in health accounts while expanding our financial capabilities and expertise. Our focus remains on transforming your experience and way of saving, managing, paying and investing for health care. As Optum Financial, we remain the number-one ... Home. Health savings accounts (HSAs) An HSA is a tax advantaged account that can help you pay for qualified medical expenses. Sign in. The Optum Store. What …Form Instructions: Use this form to designate a beneficiary or beneficiaries to receive your health savings account (HSA) after your death. This designation of beneficiary Form will stay in effect until you submit another valid designation of beneficiary form naming other beneficiaries or canceling all prior designations.ConnectYourCare, LLC is a subsidiary of Optum Financial, Inc. and a Custodian of Optum Financial HSAs. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply.ConnectYourCare, LLC is a subsidiary of Optum Financial, Inc. and a Custodian of Optum Financial HSAs. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply.Steward Health Care System, which operates the hospital, brought in a pest-control company, which discovered another 3,000 or so Brazilian free-tailed …Your financial wellness resources ... Find support to help you increase your savings, lower and improve credit - so you can dial down financial stress. Included ...Welcome members! Optum Financial is advancing the way people save, spend, pay and invest for health care. Please click below to access your account. Optum Financial payment card. Your health reimbursement account/arrangement (HRA) includes an Optum Financial payment card. The Optum Financial payment card is a fast and convenient way to pay for eligible medical expenses without submitting paper claim forms. Use it at the pharmacy, pay at the doctor’s office or write your payment card ... Kurt Adams is chief executive officer of Optum Financial. With more than 25 years of leadership roles within the financial services and payments industries, Kurt is adept at setting strategic direction and leading execution to drive significant growth. Since joining Optum in 2019, Kurt has implemented key strategies that execute on connecting ...The promotional codes OPTFSA7, OPTHSA5 and OPTHRA7 offered by the Optum Store is intended for the sole use by Optum Financial flexible spending arrangement (FSA) and health saving account (HSA) members when making a purchase with their FSA or HSA. Promotional codes cannot be applied to previously placed orders …Health savings accounts (HSAs) are individual accounts offered through Optum Bank ®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution.Purchasing a car can be a hefty investment. In 2021, the average cost of a new car was $46,000, with a used car selling for $26,971. However, you don’t need to have all of that sav...The IRS raised HSA contribution limits for 2024. Individuals can now contribute $4,150 and families can contribute $8,300.*. It's a smart, simple way to save on health costs today while helping your money grow for health care spending tomorrow. See new limits.Optum Financial is the #1 ranked health accounts administrator with over $17.7B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Financial helps reduce costs while helping people make better health decisions– creating a better health care experience for …ConnectYourCare, LLC is a subsidiary of Optum Financial, Inc. and a Custodian of Optum Financial HSAs. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes …Going into business for yourself is an American tradition as old as the nation. If you have an entrepreneurial bent, chances are, you’ve considered starting a business. Americans a...Health and finance, connected at last. The world of health care finance can feel like a siloed, fractured place. At Optum Pay, we know finance, health care and the complex systems that connect them. That's why we’re putting two decades of innovation to work, building a smart payment platform designed specifically for the … Amounts paid for certain personal protective equipment (PPE) is now treated as qualified medical expenses. On March 26, 2021, the Internal Revenue Service (IRS) released IRS Announcement 2021-7, which states that personal protective equipment such as masks, hand sanitizer and sanitizing wipes that are purchased “for the primary purpose of ... OptumHealth Financial Services is a leading provider of products and services to optimize and simplify the convergence of healthcare and finance. OptumHealth Financial Services was founded in 2002 and includes OptumHealth Bank, Member FDIC, and Administration Resources Corporation, an experienced third-party benefits administrator. OptumHealth ...At Optum Financial, we help you save on health costs, so you have more to spend on the things you love. Register your new account. Pay the smarter way and save …Health savings accounts (HSAs) are individual accounts offered through Optum Bank ®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. Accounts can be funded the same across all employees or adjusted to accommodate different tiers of contributions. For reimbursements, employees simply submit claims online or through the Optum Financial mobile app. Employers specify how payment is reimbursed — by paycheck, direct deposit or a separate check. Optum Financial payment card. Your health reimbursement account/arrangement (HRA) includes an Optum Financial payment card. The Optum Financial payment card is a fast and convenient way to pay for eligible medical expenses without submitting paper claim forms. Use it at the pharmacy, pay at the doctor’s office or …Health Account Benefits Portal. Accessible, friendly help available 24/7! Health savings accounts (HSAs) are individual accounts offered through ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs. ConnectYourCare, LLC is a subsidiary of Optum Financial, Inc. and a Custodian of Optum Financial HSAs. Amounts paid for certain personal protective equipment (PPE) is now treated as qualified medical expenses. On March 26, 2021, the Internal Revenue Service (IRS) released IRS Announcement 2021-7, which states that personal protective equipment such as masks, hand sanitizer and sanitizing wipes that are purchased “for the primary purpose of ... Create value-based care (VBC) partnerships. We can help. UHC Provider Portal. Optum Pay. Provider Express. Credentialing Process. Specialty Rx Provider Portal. Prior authorization. As health care shifts away from the fee-for-service model, VBC partnerships between payers and providers will become increasingly critical.Going into business for yourself is an American tradition as old as the nation. If you have an entrepreneurial bent, chances are, you’ve considered starting a business. Americans a...Optum Bank Mastercard ® Your health reimbursement account (HRA) with Optum Bank ® includes an Optum Bank Mastercard ®.. The Optum Bank Mastercard ® is a fast and convenient way to pay for eligible medical expenses without submitting paper claim forms. Use it at the pharmacy, pay at the doctor’s office or write your payment card number on …Skip the receipts when using the Optum Bank payment Mastercard ® your FSA purchases are automatically approved. Save smart. Spend smart. Make the most of your pre-tax health care funds with discounted product bundles and use code OPTFSA7 with your FSA to receive a 7% discount and OPTHSA5 with your HSA to receive a 5% discount off all your ...Finance helps businesses achieve their goals by providing the funding they need to achieve them. Without funding, businesses cannot be successful. Money helps businesses hire staff...Find jobs in your state. Find your next job at Optum Care, whether you're a medical professional or looking for a corporate position such as in marketing, finance or operations. The IRS raised HSA contribution limits for 2024. Individuals can now contribute $4,150 and families can contribute $8,300.*. It's a smart, simple way to save on health costs today while helping your money grow for health care spending tomorrow. See new limits. Optima, Consumer & Business Finance Sheffield UK. Optima has been established since 1998 specialising in the provisions of consumer related finance solutions. Partnering some of the UK'S largest banks we are able to offer bespoke solutions for businesses and their consumer base. With decades of experience our key …In the digital age, where everything from shopping to banking is done online, it’s no surprise that managing bills has also become more convenient. One such convenience is the abil...Optum Financial Employer Portal. For those who usually access through optumfinancial.com or had been a CYC client. Sign in. O4 Simple Card O4 Simple Cards. O4 Simple Card - Row. O4 Simple Card Financial broker and consultant hub. Maximize employee benefit offerings and better manage risk in health care …Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account.Optum Financial is the #1 ranked health accounts administrator with over $17.7B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Financial helps reduce costs while helping people make better health decisions– creating a better health care experience for our customers. Resource library. Take the Health Savings Checkup. Find out about the purpose of an HSA and how it works. Explore the top 10 things you can do to maximize your HSA. With several different Optum Bank health accounts available, it’s important to understand how they work — and which is right for you. Form Instructions: Under Internal Revenue Service (IRS) rules, certain expenses are eligible for health care account reimbursement only when accompanied by a Letter of Medical Necessity. When required, submit this completed form with your claim submission as additional documentation. Please keep a copy of all submitted documents for your records.In today’s digital age, technology plays a significant role in various aspects of our lives, including healthcare. One such technological advancement that has revolutionized the wa...Optum Financial Employer Portal. For those who usually access through optumfinancial.com or had been a CYC client. Sign in. O4 Simple Card O4 Simple Cards. O4 Simple Card - Row. O4 Simple Card Financial broker and consultant hub. Maximize employee benefit offerings and better manage risk in health care …ConnectYourCare, LLC is a subsidiary of Optum Financial, Inc. and a Custodian of Optum Financial HSAs. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes …There are more ways to finance a new business than you may realize. Read this list of the top 10 ways to finance a new business on HowStuffWorks. Advertisement When you were eight ...When you decide you’d prefer to build your own home instead of buying an existing house, you’ll need to explore different financing options because the disbursement and approval pr...With documents like these, your claim would be denied. Some of the required details are missing. Here are some quick tips: Make sure the date is the date of service, not the date payment was made. If the claim is for a range of dates (7 weeks, for example), the document must show detail for each week. Double-check that the name of the person ...Purchasing a car can be a hefty investment. In 2021, the average cost of a new car was $46,000, with a used car selling for $26,971. However, you don’t need to have all of that sav...Optum Financial makes investing easy and more accessible for you by offering two investment opportunities. Learn more about how to invest your HSA dollars. Save … Learn more about how your HSA can be part of your broader financial planning to create a savings nest egg and potentially save big on taxes. View details HSA and FSA cards In today’s fast-paced business world, managing finances efficiently is crucial for any organization’s success. With the advancement of technology, there are numerous software solut...Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may …ConnectYourCare, LLC is a subsidiary of Optum Financial, Inc. and a Custodian of Optum Financial HSAs. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes …The IRS raised HSA contribution limits for 2024. Individuals can now contribute $4,150 and families can contribute $8,300.*. It's a smart, simple way to save on health costs today while helping your money grow for health care spending tomorrow. See new limits. Health savings accounts (HSAs) are individual accounts offered through ConnectYourCare, LLC, a subsidiary of Optum Financial, Inc.. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. Optum Financial is the #1 ranked health accounts administrator with over $17.7B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Financial helps reduce costs while helping people make better health decisions– creating a better health care experience for our customers.Indirect financing occurs when a company borrows money from a financial intermediary, such as a bank, according to Oswego University. The company pays the intermediary interest whi...Optum Financial mobile app. Save time and take control with our advanced mobile app. Download the app today. View details. Contribution limits. Max out your HSA this year with the contribution limit set by the IRS. View details. HSA investment overview. Watch this video to learn more about how to set up your investment account — and start ... Calculate savings. The Optum Store makes it easy to find what products and services are eligible. Check out using your HSA or FSA card and skip the paperwork, plus, you save up to 30%* because you’re using pre-tax dollars. Use code OPTFSA7 with your FSA to receive a 7% discount. Use code OPTHSA5 with your HSA to receive a 5% discount. Whether you’ve long invested in cryptocurrency or have recently opened your first crypto wallet, you’ve likely stumbled across the term “decentralized finance” while researching th...Optum Financial is advancing the way account holders save and pay for care, connecting the worlds of health and finance in ways that no one else can. Optum Financial is the #1 ranked health accounts administrator with over $17.7B in customer assets under management. By developing proprietary technology and applying advanced … Resources. Learn how to make the most of your health accounts and estimate how much you should save using our resource hub below. Browse our resources to untangle your health finances to drive better health outcomes. From videos to financal wellness articles, we're helping consumers to be better prepared to manage their health care and make ... When you’re in the market for a new car or truck, one of the first questions you ask is “How much is it going to cost?” According to Kelley Blue Book, the average price of a new ca...Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account. Corporate headquarters. 1-888-445-8745. 11000 Optum Circle, Eden Prairie, MN 55344. View map. The Optum Bank Health Care Flexible Spending Account. [The smart, income tax-free way to pay for eligible health care expenses!] The smart, income tax-free way to pay for eligible health care expenses! [Optum Bank] [Flexible spending accounts (FSAs) are administered by OptumHealth Financial Services and are subject to eligibility and restrictions.
At Optum Financial, we help you save on health costs, so you have more to spend on the things you love. Register your new account. Pay the smarter way and save …. Payment reminder
The Health Care Flexible Spending Account (FSA), administered by Optum Financial, allows you to set aside up to $3,050 per year to pay expenses not covered by other benefit programs. You don’t pay any federal or state income taxes on FSA contributions, so your money goes further. What you need to know What you need to do Where to learn more.An HSA is designed to work with a qualifying high-deductible health plan (HDHP). The money goes in tax-free, grows income tax-free and comes out income tax-free when you use it for qualified medical expenses. You can carry over unused funds from year to year and the account is yours to keep even if you change jobs, …Health savings accounts (HSAs) are individual accounts offered through ConnectYourCare, LLC, a subsidiary of Optum Financial, Inc.. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties.Manage your HSA Account 24/7 via the Optum Financial mobile app or Optum Financial online account. 1 Employees that terminate employment but keep HSA open and active with Optum will pay a monthly administrative service fee. Retirees enrolled in IYC HDHP/HSA benefit option are not required to pay the monthly administrative fee.Going into business for yourself is an American tradition as old as the nation. If you have an entrepreneurial bent, chances are, you’ve considered starting a business. Americans a...Kurt Adams is chief executive officer of Optum Financial. With more than 25 years of leadership roles within the financial services and payments industries, Kurt is adept at setting strategic direction and leading execution to drive significant growth. Since joining Optum in 2019, Kurt has implemented key strategies that execute on connecting ...Optum Financial is not a plan fiduciary or plan sponsor. Flexible spending accounts (FSAs) and dependent care assistance programs (DCAPs) (collectively, “Employer-Sponsored Plans”) are administered on behalf of your plan sponsor by Optum Financial, Inc. or ConnectYourCare, LLC (collectively, "Optum Financial") and …Health savings accounts (HSAs) are individual accounts offered through ConnectYourCare, LLC, a subsidiary of Optum Financial, Inc.. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties.Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution.Health and finance, connected at last. The world of health care finance can feel like a siloed, fractured place. At Optum Pay, we know finance, health care and the complex systems that connect them. That's why we’re putting two decades of innovation to work, building a smart payment platform designed specifically for the …Get answers to common account questions. Learn more. Still cant find what you’re looking for? Contact financial phone support. If you want to talk to someone, call us 24/7. Call 1-866-234-8913. Payment solutions, including Optum Pay® and VPay®, are made possible by Optum Financial, Inc. and its subsidiaries (collectively “Optum”) and their service providers. Banking services are provided by Optum Bank®, Member FDIC, and other financial institutions. Because we are continuously improving our Optum Financial must receive it by the tax filing deadline. If you're 65 or older or enrolled in Medicare, you can use your HSA for nonmedical expenses without incurring a tax penalty. Those distributions will be treated like retirement income and will be subject to normal income tax. O4 1 Column (Full)The promotional codes OPTFSA7, OPTHSA5 and OPTHRA7 offered by the Optum Store is intended for the sole use by Optum Financial flexible spending arrangement (FSA) and health saving account (HSA) members when making a purchase with their FSA or HSA. Promotional codes cannot be applied to previously placed orders and cannot be …Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account.Health savings accounts (HSAs) are individual accounts offered through ConnectYourCare, LLC, a subsidiary of Optum Financial, Inc.. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties.Kurt Adams is chief executive officer of Optum Financial. With more than 25 years of leadership roles within the financial services and payments industries, Kurt is adept at setting strategic direction and leading execution to drive significant growth. Since joining Optum in 2019, Kurt has implemented key strategies that execute on connecting ...Skip the receipts when using the Optum Bank payment Mastercard ® your FSA purchases are automatically approved. Save smart. Spend smart. Make the most of your pre-tax health care funds with discounted product bundles and use code OPTFSA7 with your FSA to receive a 7% discount and OPTHSA5 with your HSA to receive a 5% discount off all your ....